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Articles

Articles from My Path Financial to help you understand savings, TFSA/RRSP, retirement, protection, benefits, travel insurance, and financial checkups.

Doctor consulting with a patient about critical illness insurance protection optionsInsurance Protection

Critical Illness Insurance in Canada: When It Fits a Protection Plan

Understand when critical illness insurance may fit a protection plan, including serious illness risk, cash flow pressure, coverage, and trade-offs.

July 1, 2026 • Critical Illness InsuranceRead article
Young couple standing in front of a new home while reviewing FHSA, TFSA, and RRSP savings optionsTFSA and RRSP

FHSA vs TFSA vs RRSP for First-Time Buyers

Understand how FHSA, TFSA, and RRSP accounts may fit a first-home plan, including taxes, cash flow, contribution room, and timing considerations.

July 1, 2026 • FHSA vs TFSA vs RRSPRead article
Family having a calm conversation about final expense planning and future responsibilitiesFinal Expense Planning

Final Expense Planning in Canada: Making Costs Easier on Family

Review final expense planning basics in Canada, including funeral costs, final bills, documents, beneficiary details, and practical family planning.

July 1, 2026 • Final Expense PlanningRead article
Couple reviewing savings, accounts, and financial goals during a money checkupFinancial Checkups

Financial Checkup in Canada: What to Review First

Learn what a financial checkup can review first, including savings, debt, registered accounts, protection needs, goals, and practical next steps.

July 1, 2026 • Financial CheckupRead article
Small business team discussing employee group benefits during a meetingBusiness Benefits

Group Benefits for Small Business: What Employers Should Compare

Compare group benefits for small business, including employee needs, budget, health and dental coverage, disability, life coverage, and plan design.

July 1, 2026 • Group Benefits for Small BusinessRead article
Family together outdoors while reviewing life and health insurance protection optionsInsurance Protection

Life and Health Insurance in Ontario: What to Review Before You Buy

Review life and health insurance considerations before buying, including family needs, debt, income protection, benefits, and suitability questions.

July 1, 2026 • Life and Health InsuranceRead article
Couple signing home documents before speaking with a mortgage professionalMortgage Referrals

Mortgage Referrals and Home Financing: How They Fit a Financial Plan

Learn how mortgage referrals can fit a broader financial plan when buying, renewing, refinancing, or reviewing cash flow and protection needs.

July 1, 2026 • Mortgage ReferralsRead article
Parent helping a child study while reviewing RESP education savings planningFinancial Education

RESP Planning in Canada for Parents and Grandparents

Review RESP planning basics for parents and grandparents, including contributions, grants, timing, account ownership, and family education goals.

July 1, 2026 • RESP PlanningRead article
Older couple walking outdoors while planning retirement income and long-term financial goalsRetirement Planning

Retirement Planning in Canada Starts With Income, Not Guesswork

See why retirement planning starts with future income, not guesswork, and how savings, accounts, timing, risk, and lifestyle goals can connect.

July 1, 2026 • Retirement PlanningRead article
Laptop, calculator, notebook, and coffee used for a savings and investment reviewSavings and Investments

When a Savings and Investment Review Is Worth Doing

Learn when a savings and investment review may be worth doing, including idle cash, old accounts, risk comfort, timeline, and clearer next steps.

July 1, 2026 • Savings and Investment ReviewRead article
Person reviewing Canadian TFSA and RRSP financial documents with a laptopTFSA and RRSP

TFSA vs RRSP in Canada: Choosing the Better Starting Point

Compare TFSA vs RRSP decisions in plain English, including tax treatment, flexibility, withdrawal timing, retirement goals, and account review points.

July 1, 2026 • TFSA vs RRSPRead article
Airport traveller with a suitcase preparing documents for travel insurance before a tripTravel Insurance

Travel Insurance in Canada: What to Check Before You Leave

Check key travel insurance questions before leaving Canada, including emergency medical coverage, exclusions, trip details, visitors, and family needs.

July 1, 2026 • Travel Insurance CanadaRead article

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